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The Pros and Cons of Building a Custom Home

SOURCE: Realty Times

Right now, many would-be homebuyers are facing a predicament, which is that there is a limited inventory of properties available. That might be one reason to consider building a custom home, but there are others.

There are downsides to think about at the same time. Whether the pros outweigh the cons depends on your unique situations and preferences, but the following are some of the upsides and downsides to at least make sure you’re aware of before making a decision.

The Pros of Building a Custom Home

When you’re thinking about building a custom home, the following are some of the upsides.

You Can Get Exactly What You Want

When you buy an existing home, undoubtedly, there are some things you’re going to have to settle on. You may be able to change them or update them later, but you’re more than likely not going to get precisely what you’re looking for.

When you build a custom home, you get what you want in every detail. You can design the space in a way that’s going to work for your lifestyle and your taste. At the same time, you have to be careful that this doesn’t turn into a home that’s so specific that you’ll be unlikely to sell it in the future.

You Can Customize Your Location

When you opt to build a custom home, you’re not just getting all the things you want in the house itself. You’re also getting the ability to choose where you want to build. For example, maybe you love the idea of buying land where you’ll have no neighbors around you, or you can have a beautiful view.

You’ll Have Less Maintenance

If you buy an existing home, you’re almost always spending at least some of your free time and money on maintaining it and making repairs.

When you have a brand new home, you can save thousands on maintenance each year. You’re not going to spend your weekends making repairs, and you’re free to do other things.

Of course, you’ll still have some upkeep you’re responsible for, like maintaining the lawn, but a lot less so if you bought an existing and especially an older home.

The Cons of Building a Custom Home

It’s not all upsides when it comes to building the home of your dreams. Downsides to think about include:

It’s Expensive

Building a custom home will cost more money than getting a comparable existing home in almost all cases. You’re going to have to work with a builder, and labor will be around 40% of your total costs. Along with labor, you’ll be paying for permits, design fees and of course the building materials. You can lower your costs somewhat depending on the materials and finishes you choose, but it’s tough to get labor costs much lower than what you’re quoted initially.  

Construction Loans Are Challenging

When you build a home, you may need a construction loan. Construction loans typically require a 20% down payment, and lenders consider them higher risk, which is the reason for that.

You’ll provide the lender not only with the documents you would typically when getting a traditional mortgage, but you’ll also have to provide plans for your project, estimated costs, and information about land value. You’ll have to give the lender a signed contract with the plans for your project, specs and the timeline for construction.

Building Can Take a Long Time

Finally, another downside that you’ll need to think about carefully is that building a custom home can take a long time. It will take at least three months to build a small, simple house. If you’re building a bigger home, you can count on it taking a year or more in some cases. Many delays can occur along the way, ranging from weather conditions to having trouble making decisions on certain things.

SOURCE: Realty Times

Don’t Let Unrealistic Pricing Cost You Your Move

SOURCE: KCM

These days, you’re going to want to get your price right when you get ready to sell your house. Honestly, it’s more important than ever. Why? While you may want to list high just to see what happens, that’s a plan that can easily backfire, and it’s going to cost you in today’s market.

And the risk isn’t just missing out on offers, it’s missing out on the move you needed to make in the first place.

The Real Pitfall of Overpricing

Many homeowners remember what their neighbor’s house sold for a few years ago, and they want to chase that same sky-high number. The problem is, that was a different market.

Today, there are more homes for sale. Buyers have more options to choose from. They don’t have to get into bidding wars where they offer way over asking just to compete. Now they can come in at, or even below, list price. And if you’re not open to that, they’ll move on. Lisa Sturtevant, Chief Economist at Bright MLS, explains:

“Buyers will have more leverage in many, but not all, markets. Sellers will need to adjust price expectations to reflect the transitioning market.”

But here’s the good news. You still have one big advantage as a seller. According to the Federal Housing Finance Agency (FHFA), home values went up by a staggering 54% over the last 5 years. So, even if you compromise just a little bit on your sale price today, odds are you’ll still come out way ahead.

The challenge? Most sellers aren’t thinking about it that way. They’re stuck on what a neighbor got months or years ago – and that’s a costly mistake.

Overpricing Can Stall Your Whole Move

Here’s what happens. A seller lists too high. Buyers stay away. No offers come in. The house sits. And suddenly, that seller is facing a tough decision. Do they cut the price? Stick it out? Or give up altogether?

Unfortunately, a late price cut may not be enough. Buyers often see that as a red flag that something’s wrong with the house. That’s why some sellers are opting to just pull their listing off the market entirely.

In a recent survey from John Burns Research and Consulting (JBREC) and Keeping Current Matters (KCM) over half of agents (54%) say there are more homes being taken off the market than usual.

And the top reasons for that? According to the agents, homeowners didn’t get any offers they felt were fair. The survey from JBREC and KCM explains it like this:

“Sellers holding onto high price expectations is the leading reason they are delisting their homes.”

BrightMLS data backs this up:

“. . . sellers are delisting after having their home on the market and finding they are not getting the price they hoped for.”

It’s more proof pricing too high does more than turn buyers away, it puts your whole move at risk. Because if no one looks at your home or makes an offer, how are you going to sell it?

The Secret To Making Your Move Happen

If you’re selling to relocate for a job, need more space for your growing family, or have to be closer to your relatives as they age, you can’t afford to get stuck. You need a pricing strategy that helps you move forward – and that starts with the right agent.

The sellers who are winning right now are the ones working with experienced local agents who know the current market and aren’t afraid to have honest conversations about price.

And it’s paying off. In the right price range and condition, homes are still selling fast, sometimes even with multiple offers.

Bottom Line

Pricing your house for today’s market isn’t just about getting it sold. It’s about making sure your move doesn’t stall before it starts.

Talk to an agent about what buyers are really paying right now in your area, and how to price your home to match.


SOURCE: KCM

October King County Market Watch NW | Chris Doucet

October King County Market Watch NW | Chris Doucet marketingcenter--

LUXURY TRENDS | SEPTEMBER 2025 | CHRIS DOUCET

Luxury Trends | September 2025 marketingcenter--

To-Dos: Your September Home Checklist

SOURCE: Houzz

Prep your home for cooler weather with these tasks to do in an hour, over a weekend and during the month

From the first days, which probably still feel like summer, to the last, when you may notice that first chill in the air, September is a time of transition. Get your home ready for the season ahead by ticking off these to-dos, from adding cozy layers to scheduling necessary maintenance — and then curl up in your favorite chair and savor the comforts of home.

Things to Check Off Your List in an Hour or Less

1. Cozy up with warm layers.
Have you felt that first nip in the air yet? When you do, think about swapping out lighter-weight bedding for flannel sheets and fluffy duvets. Bring added warmth to the other rooms in your house with throws and pillows in rich fabrics like wool, velvet or faux fur. Thicker area rugs and curtains not only feel cozier, but they also can actually help your home feel warmer — and cut down on your energy bills.

2. Order firewood. Whether you use a wood-burning stove or fireplace for actual warmth or just for coziness, now is a good time to order a delivery of firewood. If you can help it, don’t store large quantities of wood directly against the house, which can encourage pests, but do keep it protected from rain and snow beneath a shelter.

3. Check safety devices. Test smoke detectors and carbon monoxide detectors; replace batteries as needed. Check the expiration date on your fire extinguisher and replace if needed.

4. Set up or improve kids’ schoolwork area. Give children an area to do their schoolwork that is comfortable, attractive and well-organized. Ideally, make a large surface available for spreading out big or messy projects. The dining table can work, but if you have the room, consider adding a dedicated project table or large desk surface and keep the necessary supplies at hand.

Tackle These Tasks Over a Weekend

5. Clean leather furniture. It’s important to know whether your leather furniture has a finish before treating it with any products, so check labels or look up the item on the retailer’s or manufacturer’s website before you begin.

  • For unprotected leather (also called aniline), less is more when it comes to cleaning: Wipe with a clean, dry cloth orone slightly dampened with distilled water.

  • For protected leather (also called semianiline or pigmented), you can make your own cleaning solution by adding a few drops of mild nondetergent soap to distilled water, or use a commercial leather cleaning product. Apply with a microfiber cloth.

6. Remove window AC units. If you use window air-conditioning units, now is the time to either remove them or cover them outside with protective insulation. Removing the units is the better option because this will allow you to close the windows, minimizing winter heat loss. If you choose to leave them in over the winter, be sure to pick up insulating covers made for this purpose and securely attach them outside.

7. Add weatherstripping. Newer double-pane windows may not need weatherstripping, but it will help most older windows retain heat and stop drafts. Check areas with previously applied weatherstripping and remove or replace as needed.

8. Freshen up your fall wardrobe. If you’ve bought new clothes recently, take this opportunity to sort through the rest of your wardrobe and remove pieces you no longer wear. Collect clothes that need repair and move summer clothes to an out-of-the-way spot so that your fall wardrobe can be front and center. Polish shoes, remove pilling from coats and sweaters, and clean out handbags and totes.

9. Inspect the roof and gutters. It’s generally fine to wait until most of the leaves have fallen in autumn to clean out the gutters and downspouts, but giving these areas a quick visual inspection now is a good idea. Pull out any sticks or other debris blocking the gutters, and make note of any worn-out seals around vent pipes and chimneys. If you do not feel comfortable on a ladder, or have a home of two or more stories, hire someone to do a quick inspection for you. Schedule any needed repairs now so that your home will be buttoned up for winter.

Maintenance and Extras to Budget for This Month

10. Schedule chimney and furnace maintenance.
Make sure your fireplace and heating system are clean, safe and ready to go by having a pro look at them now. Having your chimney cleaned will also ensure that you don’t try to start a fire when an animal family (or an old nest) is inside. And if you don’t have a chimney cap yet, speak with your chimney sweep about adding a one. The metal cap with screened sides can prevent critters from getting in and helps protect your roof from burning embers.

11. Maintain the washer and dryer. Cleaning out the dryer vents can be a job you do yourself, but if you don’t feel comfortable doing so (or if you’ve been putting it off), you may want to hire a pro to do washer and dryer maintenance for you. Washing-machine hoses need to be replaced from time to time, and a cracked hose can cause a leak — which can mean costly damage to your home. Clean dryer vents and hoses will help your machine work more efficiently and reduce the risk of fire.

12. Consider beefing up insulation. Looking for a way to save on your energy bills this winter? You may want to think about adding insulation to your attic space or inside walls. This can make a big difference in how well your home retains heat in winter and stays cool in summer.

Tell us: What’s on your to-do list for September? Share in the Comments.

SOURCE: Houzz